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© KMMRCE 2022
A PPMG Product

Providing leading payment technology and alternative banking services to a diverse global client base.

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Solutions

Our platform payment processing, issuing and acquiring as a client focused turnkey solution.

Leveraging the KMMRCE Pay platform, you will be able to achieve exceptional levels of innovation, flexibility and control over your program. The combination of highly configurable parameters and a suite of open APIs truly offers tremendous customisation and control.

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BaaS Platform
Card Issuing

Use advanced API technology to generate and issue payment cards. Easily customise to your brand style, move funds to cards, and have full control over card settings approvals.

Digital Wallets & Tokenization

Take advantage of BaaS platform integrations and certifications with card networks and digital wallets to accelerate your tokenisation.

Processing

Our unique combination of payment processing, technology and expertise enables KMMRCE Pay to provide leading payment technology services to a diverse client base.

Virtual Cards

KMMRCE Pay platform allows you to create, manage, and distribute virtual cards. Control expenses, reduce operational burden, and even create new lines of revenue.

3DS

Our 27/7 hosted service provides a scalable that helps you save on both implementation time and ongoing infrastructure resources. The hosted service also removes the requirement for the client to certify with each card scheme.

Data Analytics

Transform your business into an insight driven enterprise by bringing machine learning intelligence to your day-to-day operations and enforce informed, analytical decision making at each step of your operations.

Fraud Monitoring

Fraud monitoring from KMMRCE Pay is a powerful automated transaction engine that helps financial institutions proactively identify potential fraudulent threats, mitigate risks and maintain regulatory compliance.

KYC

KMMRCE Pay identity proofing and eKYC solutions are powered by the platform and leverage biometrics, AI and the latest technologies to quickly and automatically verify the digital identities of new customers and existing users.

Acquiring
Payment Gateway

From ecommerce stores, to subscription businesses, to platforms and marketplaces, we offer a complete stack for all your payments needs across channels.

Point of Sale

With a variety of POS options to help you take yours where you want it to go. Whether you run a restaurant, sell retail goods or just need a versatile POS for whatever comes next, we have the point-of-sale software that will best support you and your business needs.

Instant Card Issuance
PCI-DSS Cloud based

Our technology is PCI DSS V3.2 Level 1 compliant. We utilise advanced intrusion detection tools and best in class system monitoring through AppDynamics. Tokenisation ensures clients do not need to hold sensitive card data. All access to our systems are via secure VPN with 2FA.

Self-Service Solutions

Our Instant Card Issuance technology allows for personalised activated cards to be supplied to a customer. We supply this technology through in-store or off-site kiosks.

EMV Chip Agnostic

KMMRCE Pay Instant Card Issuance personalisation controller is truly agnostic to the EMV chip profile and can personalise any number of chip sets on the market.

KYC

With identity theft and account takeover on the rise, it’s increasingly difficult for businesses to trust that someone is who they claim to be online. KMMRCE Pay identity proofing and eKYC solutions are powered by the Platform and leverage biometrics, AI and the latest technologies to quickly and automatically verify the digital identities of new customers and existing users.

Management System

KMMRCE Pay has a sophisticated suite of fully compliant kiosk management systems controlling all aspects of the transaction life cycle, from end user onboarding to card issuing and transition reporting.

Loyalty
Voucher Management System

KMMRCE Pay provides the latest technology suite to deliver new forms of vouchers, offers, events, payment and content between end user and merchant, delivered via a bespoke Voucher Management System.

Loyalty Management Platform

Our loyalty management platform is a comprehensive, cloud-based system supporting both B2C and B2B operators. We use AI to help you identify individual patterns and tailor offers in line with those identified preferences.

Key Features
Compliance

Our dedicated compliance teams take care of intrusion detection, dual factor authentication, App Dynamic monitoring and tokenisation services.

  • Industry leading intrusion detection tools
  • Production system access via secure VPN
  • Best in class system monitoring through AppDynamics
  • Full tokenisation service for all sensitive data
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Documentation

Our documentation library provides support to stakeholders, developers and customers on API development, governance or implementation.

  • Multi-Channel Headless CMS
  • E-Comm Store
  • CRM, ERP, PIM Integration Toolkits
  • Logistics Planning & Management
  • Picking and Packing Operations
Dashboard Manual Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna Read Manual Developer’s Guide Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna Read Manual email: customer@example.com lines: [{ quantity: 1, variantId: UHJvZHVjdFZhcmlhbnQ6Mjk3 }] shippingAddress: { firstName: John
API Explorer

Use open APIs to Customise your card experience, authorisation controls, spend limits, accepted merchants and countries, time and frequency of use, and more.

  • Multi-Channel Headless CMS
  • E-Comm Store
  • CRM, ERP, PIM Integration Toolkits
  • Logistics Planning & Management
  • Picking and Packing Operations
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Developers

Our private sandbox environment has been created to allow you to instantly create and test cards before rolling out into production.

  • Multi-Channel Headless CMS
  • E-Comm Store
  • CRM, ERP, PIM Integration Toolkits
  • Logistics Planning & Management
  • Picking and Packing Operations
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A complete payment platform

We strive to provide cost-effective financial services to the market through optimised processes and infrastructure, which include profitable partnerships and network collaboration.

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Future Proof? Future First

Letting us focus on the system, the next modules and the added value enables you to focus on your customers

Tech Support

Sign up today for next level tech support on all your programs.

Documentation Library

Build and manage your card program using guides and API reference documentation.

Pricing

Contact KMMRCE Pay for bespoke project related pricing structures

Developer Community

Find the inspiration you're looking for from a community of Fintech developers here to help each other thrive.